To achieve your personal and financial goals, you need to follow a clearly defined and tailored financial plan through each life stage.
My Wealth Garden’s team of expert wealth advisors offer a holistic approach to financial planning, looking at all aspects of your personal and financial life and taking into account where you are today and where you want to be, to create a personalised plan to help you get there.
We will consider:
- Your current financial situation/position
- Your short-term financial goals
e.g. pay off debt, save for a holiday - Your long-term financial goals
e.g. buy a home, fund children’s education, comfortable retirement - Your risk tolerance
Understand how comfortable you are with investment risk to build a suitable portfolio - How much you need and should you be saving for retirement
- Transition to Retirement (TTR) and Pension strategies
- Maximising your tax efficiency
- Adequacy of personal insurances
Life, Total & Personal Disability, Crisis, Income Protection - Cash flow & Budgeting
- Wills & Estate Planning
Together, we will create your plan and once the framework is in place, will regularly review your portfolio and situation to ensure you remain on track to meet your goals and to adapt to changing circumstances.
Build your financial assets over time using strategies and practices aimed at growing your wealth and achieving financial security. Save money, make smart investments and manage finances wisely to grow your net worth.
Successful wealth creation is making full use of all the investment opportunities presented within a diversified plan.
Our Commitment
- We will protect your wealth against life’s unexpected stumbling blocks by ensuring you have adequate contingency funds and insurance in place.
- We will empower you to achieve a stress-free financial future with tax minimization and investment strategies.
- We will help you transition smoothly into retirement safe in the knowledge that your savings will provide you with an above-average lifestyle.
- We will continue to provide advice beyond retirement with estate planning and aged care services to ensure your continued wellbeing and the transfer of assets to your preferred beneficiaries.
