Are you interested in a strategy for financial success, personalised to your situation, goals and objectives?

Scope of our Engagement
The purpose of this letter is to set out the scope and terms of our engagement to assist in the provision of financial services to you.
 
Our Obligations
We understand that we are engaged by you to provide specific financial advice tailored to meet your current financial objectives, circumstances and requirements. We will exercise all requisite care, diligence and competence in providing the financial advice, however the quality of our advice will also depend upon the quality and accuracy of the information you provide to us to ensure that our advice and recommendations match your objectives and risk profile.
 
To enable us to properly formulate a detailed risk profile and provide financial advice we shall:
 
1.  Meet with you and collect personal and financial information. Generally, this will
require us to complete with your assistance:
 
1.1 A Client Data Form; and
1.2 A Risk Profile
 
2.  Review the information collected from you to determine an appropriate strategy which shall best meet your circumstances, goals and objectives; and

3.   Prepare a document known as a Statement of Advice (“SOA”) (or other form of advice document) which documents our advice to you and any recommendations as to suitable financial products.

Your Obligations
You must provide us with accurate, concise instructions and you acknowledge that we shall be entitled to rely upon the accuracy of the information which you provide to us, without having to verify the accuracy of such information. You acknowledge that the giving of any misleading information and/or the omission of any relevant information may affect the suitability of our advice.
 
Once we have received your instructions, collected information from you and formulated a financial strategy which is detailed in the SOA (or other form of advice document) you must then decide whether you wish to implement the strategy and financial products which we have recommended to you. The decision as to whether to implement the financial strategy and financial products is ultimately yours. If you do not feel totally comfortable with any recommendations, you must seek more information or clarification from us until you fully understand the proposed strategy and financial products and are totally comfortable with the implementation of the strategy, financial products and any associated risks.
 
Should you wish to implement the strategy and financial products detailed in the SOA (or other form of advice document) then we may provide continuing services to you during our engagement. Any fees associated with such continuing services shall be set out under the heading “fees and expenses” of the SOA.
 
At all times during the term of our engagement you must notify us of any material change to your circumstances which may impact upon your financial position. An example of items which you should notify us of are; loss of employment, any disability suffered by you, a partner or a dependent, any inheritance, a promotion etc. This list is not exhaustive and it will be up to you to keep us informed as to any change in your circumstances so that we can devise appropriate strategies and monitor any existing portfolio at all times in your best interests.
 
Confidentiality
We shall take all reasonable steps to maintain the confidentiality & security of any information that we receive from you during the term of our engagement by you. Similarly, you shall also take all reasonable steps to maintain the confidentiality of any information you receive from us. Both you and we agree that these obligations of confidentiality shall continue even following termination of our relationship provided however that disclosure of any confidential information shall be permitted when validly requested by a court or other regulatory authority.

Qualifications
While we shall exercise all due care and skill in preparing and implementing a financial strategy on your behalf we cannot guarantee financial returns or the performance of various financial products and cannot be held liable for any adverse performance in this regard. We are also not qualified to give legal or accounting advice. It is up to you to obtain specialist advice in this regard if required.

Termination
We may terminate our engagement to you by giving 7 days’ notice in writing to you at any time at our absolute discretion. In the event you are in breach of these terms of engagement we may terminate our engagement immediately by notice in writing to you. Notice of termination shall be deemed as validly delivered to you if provided by post, email or facsimile to the most current contact details that we have for you.

You may terminate this engagement at any time by giving 7 days’ notice to us provided that you do so by notice in writing to admin@mywealthgarden.com.au.

Acknowledgement
I/we, the client/s, acknowledge that I/we have read and understood the contents of this letter and agree to be bound by the terms and conditions contained herein.

I/we consent to being invited to join the My Wealth Garden secure client portal allowing for the sharing of private information and documentation including the ability for me/us to electronically sign documentation when necessary.